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8 Home Insurance Lessons I Wish I Knew Before My Renewal
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8 Home Insurance Lessons I Wish I Knew Before My Renewal

There’s something oddly deceptive about home insurance renewals. The notice shows up, the premium shifts a bit (or a lot), and you might think, Well, I guess that’s just what things cost now. But after a particularly eye-opening renewal cycle this year—complete with hidden coverage changes, shifting deductibles, and confusing endorsements—I realized I’d made a mistake: I’d treated home insurance like a subscription instead of what it actually is—a contract that’s supposed to protect my most valuable asset.